Minor tort cases, in particular where
there is a clear claim and an unjustified
refusal to pay
Defense of disputed indebtedness
Criminal defense in traffic and minor
Services under the Expanded Legal Assist-
ance Program are intended to provide legal serv-
ices for eligible personnel who cannot afford to
hire a civilian attorney.
All fees and costs incident to each case shall
be paid by the client, and not by the Department
of the Navy. This restriction does not prohibit
the client from borrowing or otherwise obtain-
ing funds from the Navy Relief Society or other
organizations to pay legal costs.
The Expanded Legal Assistance Program in
no way curtails or diminishes the legal assistance
given to military personnel and their dependents
under the traditional legal assistance program.
Financial management counseling may be
provided by the Navy Credit Union when a serv-
ice member applies for a loan from that agency.
Some Navy Credit Unions provide information
concerning Consumer Credit Counselors, Inc.
Consumer Credit Counselors, Inc.
Consumer Credit Counselors, Inc. is a
nationwide nonprofit organization sponsored by
local merchants and banking institutions. This
organization provides expert, confidential finan-
cial counseling for service members who need or
desire their services.
Command Career Counselor
The command career counselor discusses all
areas of career development with Navy person-
nel and their spouses. Areas such as military
compensation, reenlistment incentives, bonuses,
the Survivor Benefit Plan, Servicemens Group
Life Insurance (SGLI), insurance programs,
and retirement benefits are discussed. The
career counselor may refer members who need
emergency financial counseling or aid to other
In developing the I&R Directory, the RP
would do well to contact the command career
counselor before research begins on the I&R
Directory to see what resources have already
been identified within the command. Frequent
contact with the command career counselor can
save time and prevent duplication of effort
for both the command career counselor and the
Housing Referral Office
The Housing Referral Office provides infor-
mation on local rental rates and average monthly
utility fees (phone, fuel, and electricity) to help a
family estimate total costs. Addresses of avail-
able rentals are frequently available at the hous-
ing referral office.
The Household Goods Shipping Office
A member of the Household Goods Shipping
Office provides each service member and spouse
with assistance in planning a move. When an
entire ships company changes location, the
Household Goods Shipping Office may make a
general presentation to the affected crew
members and spouses. When damage to house-
hold goods occurs during an official move,
the Household Goods Shipping Office will proc-
ess and adjudicate the claims. It will also
make and explain charges to service members
for excess weight of household goods being
Within the area of some naval facilities,
other Navy organizations may provide informa-
tion, assistance, and certain types of counseling
for individual Navy members and their families.
The RP can contact either the I&R specialist or
the staff chaplain of the nearest family service
center (FSC) to determine if additional resources
are available when those listed in the chapel I&R
Directory are not adequate.